Life Insurance
Life insurance is a crucial step in planning for your future and your family’s future. It can fulfill promises and obligations to your family if you are no longer living.
The death benefit is income-tax free and can be used to cover funeral expenses, repay debt, provide education, pay estate taxes or any other expenses your survivors may incur.
Why do I need a Life Insurance Policy?
Many people consider it morbid to even consider buying life insurance, BUT the reality is everyone does die and expenses are left behind at death. While some are able to self-insure for that circumstance, even the wealthiest can create problems when money becomes tied up and relatives are left with burial and other debts that require payment. Not providing life insurance to cover one’s expenses is not only poor planning but selfish.
We Can Help Find The Best Choice Of Coverage For You & Your Loved Ones!
Term Life Insurance
Term life insurance provides protection for a specified period of time. If you do not currently have life insurance, term can be a good place to start. It’s generally less expensive than whole life insurance, and is available in varying time periods with fixed premiums from a one year (annual renewable term) to 20-year (level term) period.
Furthermore, term life insurance is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.
Whole Life Insurance
Whole life insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy. Whole life insurance can be an investment opportunity, as many whole life insurance policies also build cash value over time.
Life insurance may also be used to help ensure that a family business will pass to your intended survivor. There are also benefits to certain types of life insurance plans during your lifetime. Security for you and your loved ones future is a matter of clicks away, get a free quote.
We make getting a free quote fast and easy!
Thorne Insurance Group
319 Cherry Street
Bridgewater, MA 02324
10 Beacon Rd.
Scituate, MA 02324
Hours
Monday - Friday: 8:30 AM to 5:00 PM
We are proud to be licensed in
Maine, New Hampshire, Massachusetts, Rhode Island, Connecticut, and New York.
Location
The information provided on this website is for general informational purposes only and does not constitute insurance advice. Coverage cannot be bound, altered, or canceled via this website, email, voicemail, or online forms. All coverage is subject to the terms, conditions, and exclusions of the policy issued. Please speak with a licensed agent for specific coverage guidance.